They supply a Equifax Credit Report for personal requests, business reviews and creditors. This credit information gives complete details of the financial history and stability of a business and personal information on individuals.
There are different options for ordering and receiving your Equifax Credit Report. You can order your Equifax Credit Report online and view it online, you can order online and receive your credit information by mail, you can order by mail, or you can phone in your order.
Equifax is a for-profit company and has a nominal fee for supplying data and information. There are various services to choose from and your choice would depend on your need. For your personal credit information you can have daily access to your Equifax Credit Reports or be able to access periodically for less cost.
Since your Equifax Credit Report is evaluated to qualify you for credit, loans, mortgages and employment you need to be aware of the information it contains. To access for a business review is a similar procedure since Equifax supplies information on the company owners, financial stability and statement history. This credit rating information can be very valuable if you are considering employment with a company or entering into business negotiations.
Equifax Credit Bureau advises on how to protect your consumer rights as identified in the Fair Credit Reporting Act. Certain aspects of confidentiality apply to personal and business information and you should be aware of what these are. Protection against fraudulent activity on your credit reports is also included with Equifax advice.
There are many steps you can take to be sure that you do not allow someone to acquire your personal credit information and what to do if this does happen. By monitoring your Equifax Credit Report regularly you will discover any fraudulent activity quickly and stop it before it can affect your credit rating.
Equifax - Delivering competitive advantage.
Equifax is a leading global provider of business intelligence services supported
by more than 3600 employees, in more than 24 countries worldwide. With technology-based
intelligence products, including innovative credit decisioning and fraud prevention
tools, advanced target marketing products, risk and profitability models and
portfolio management, Equifax enables businesses to manage financial risk
and capitalize on market opportunities.
Tranunion - Building stronger relationships.
Development of all Equifax products is driven by the needs and input of our
customers. We maintain highly qualified, highly responsive people in key areas
throughout the country and around the globe. So whether your business needs
are in Chicago or Columbia, Kansas or Kenya, Equifax representatives know
your industry and understand your specific regional requirements. Together,
we work with you to find-or create-the best tools to optimize your business.
Equifax - Fostering consumer confidence.
Consumers trust Equifax to provide businesses with an accurate, unbiased
picture of their financial capabilities. Because of readily available credit
histories, consumers are able to pursue otherwise unavailable opportunities
and receive better, more competitive options. In fact, many consumers obtain
their own Equifax Credit Report and score before applying for credit; with
their Equifax Credit Report in hand, consumers can approach potential creditors
from a position of knowledge and confidence.
Welcome to Equifax Credit Report - where you can order your Equifax Credit Report & Score, get answers to commonly asked questions and find tools to
help you manage your personal credit.
See Equifax's credit reporting section for an overview of the following:
What information is in a Equifax Credit Report
Your consumer rights on Equifax HomePage
Equifax Credit Score
The Equifax Credit Score is now available. You will receive a copy of your
score along with your Equifax Personal Credit Report to use as a tool in
monitoring your overall financial health. Read more about the Equifax score
or order your credit report and score online.
TranUnion Credit Report Disputes
Equifax strives to provide you with the most up-to-date and correct information
as possible. Unfortunately there are circumstances that will cause discrepancies
to appear on your report. If you believe there is something wrong on your credit
report you may request we investigate the item and correct the discrepancy.
Equifax's Privacy and Fraud Victim Information
Equifax is committed to consumer privacy as an essential element of its business
practices.
Take a moment to read your consumer rights under the Fair Credit Reporting Act. Equifax can help you if you are a victim of credit fraud.
Equifax's Opt-Out
Equifax offer information on opt-out, or how to say "no thank you"
to direct mail offers.
Equifax FAQ
If this is your first time visiting Equifax, start with Frequently Asked
Questions (FAQ) for a quick summary of common consumer questions.