Why is credit important?

Credit isn’t just for shopping – it can be essential to achieving many of the most important goals in your life. These include buying a home, paying for college, even looking for a new job. These days, your credit rating can affect almost everything you do. And if you have a good credit record, you have more opportunities to get the things you want, and to accomplish your goals. That’s why it is so important for you to establish, maintain and protect your credit record.